博彩平台

2025年2月，博彩平台-正规博彩平台 金融科技系讲师方帅博士与Xiaolong Liu博士（荷兰格罗宁根大学）和Arno J. van der Vlist教授（荷兰格罗宁根大学和阿姆斯特丹房地产研究院）合作的研究论文“Individual Experience and Home Price Expectations”在Journal of Financial and Quantitative Analysis在线发表。论文链接如下：//doi.org/10.1017/S0022109024000553. Journal of Financial and Quantitative Analysis是金融学期刊，也是博彩平台 期刊列表FT50中的期刊。

In July 2024, the research paper “Individual Experience and Home Price Expectations”, coauthored by Dr. Shuai Fangat the Department of FinTech, Business School of Soochow University, Dr. Xiaolong Liu at the University of Groningen and Professor Arno J. van der Vlist at the University of Groningen and the Amsterdam School of Real Estate, was published online by the Journal of Financial and Quantitative Analysis. Click here://doi.org/10.1017/S0022109024000553. The Journal of Financial and Quantitative Analysis is a top-tier journal in finance and is listed among the FT50, a list of the leading business school journals.

该研究主要揭示了居民房价预期与居民个体的住房市场经历有关。基于荷兰的家庭调查数据和全国范围内的行政登记数据，研究发现，在同一区域住房市场内，经历过住房价值显著上涨的家庭对未来住房市场增长持有更高的预期。研究进一步发现，这一关系与居民个体住房市场经历所传达的信息的可用性和时效性以及家庭的金融素养有关。最后，研究发现居民个体住房市场经历也解释了房价预期和真实房价之间的偏差，并且可能会影响家庭的购房行为。该研究揭示了个体经历在预期形成过程中的作用，即居民倾向于依赖从小样本中获得的私人信息或更易获取的信息，而不是依赖于更广泛的市场信息来推测未来的市场走向，为信息可获得性偏差和代表性偏差等理论提供了经验证据。

This study examines whether heterogeneity in expectations is associated with idiosyncratic variations in experience. Combining household survey data and administrative data for the Netherlands, this study finds that given the market development, households’ expectations about house price change vary with their individual experience. This association relates to the usage of information conveyed by experience, which vary with its informativeness and recency, and household sophistication. Finally, this study finds that individual experience also explains how farexpectations deviate from realizations and that it may affect household behavior. The findings shed light on the role that individual experience plays in expectation formation and could be attributed to information availability bias and representativeness bias.

方帅，博彩平台 金融科技系讲师，于2023年从荷兰格罗宁根大学获得经济学博士学位，同年入选苏州大学优秀青年学者。主要研究兴趣包括家庭金融、房地产经济学、城市经济学等，目前主要从事家庭资产投资组合、居民房价预期、气候变化适应行为等方面的研究，研究成果已发表于China Economic Review和One Earth等SSCI期刊。

Shuai Fang, a lecturer in the Department of Financial Technology at the Business School, received his PhD in Economics from the University of Groningen, Netherlands, in 2023. In the same year, he was selected as an Outstanding Young Scholar at Soochow University. His primary research interests include household finance, real estate economics, urban economics, etc. He is currently focusing on research related to household portfolio choices, house price expectations, and climate change adaptation behaviors. His research has been published in SSCI journals such as China Economic Review and One Earth.